Tom borrowed money from Mohinder, who lives in a group home. Why could this be considered financial abuse?

The answer highlights the core aspect of financial abuse, which involves the inappropriate use or exploitation of someone's personal resources or finances without their informed consent. In this scenario, Tom’s action of borrowing money from Mohinder can be characterized as financial abuse if it can be established that Tom is misusing Mohinder's resources. This might indicate that Tom is taking advantage of Mohinder's vulnerable situation, especially if Mohinder may not fully understand the implications of lending his money or feels pressured to do so.

Financial abuse often involves relationships where one party holds some power or influence over another, particularly in circumstances where the latter may already be vulnerable due to living in a group home. This situation implies certain power dynamics, where Tom could exploit his relationship with Mohinder for his benefit, thus making it financial abuse.

The other options introduce relevant considerations but do not directly address the definition of financial abuse. For instance, whether Tom is a legal guardian does not inherently make borrowing money abusive, as guardianship does not equate to exploitation. Similarly, the inability to refuse to lend money does not address the issue of misuse of funds, nor does Tom's history of financial problems define the nature of his actions regarding Mohinder's personal resources. Thus, focusing on the misuse of